Turo and Other Peer-to-Peer Car Sharing Accidents

In 2021, Florida passed section 627.7483, Florida Statues, titled “Peer-to-peer car sharing; insurance requirements.” This law address companies like Turo where you can rent a car, directly from an owner. In these situations, the owner and the driver must carry the following insurance:

• property damage liability in the amount of $10,000, for any one crash;
• bodily injury liability (or death) coverage limits:
  • in the amount of $10,000 for one person in any one crash; and
  • in the amount of $20,000 for two or more persons in any one crash;
• personal injury protection benefits of $10,000 for medical and disability benefits, and $5,000 for death;
• uninsured and underinsured vehicle coverage as required under section 627.727.

This coverage may be satisfied by a motor vehicle insurance policy maintained by:

• a shared vehicle owner;
• a shared vehicle driver;
• a peer-to-peer car-sharing program; or
• a combination of any of the above.

If you or anyone you know needs a lawyer to help seek justice in a Turo or other peer-to-peer car sharing accident, please call us at 754-400-5150 or contact us online. Let the Law Offices of Evan M. Rosen serve you!