Articles Posted in Foreclosure Defense

Many Americans today are all too aware of the nation’s new demographic, the disappearing middle class.  Those  who fit into this group lived the American dream and lost everything in the aftermath of the man-made financial crisis.  The top financial institutions got bailed out from their dire predicament while the country’s small businesses and individual…

The Department of Justice, which has not exactly been chomping at the bit to investigate or prosecute the financial industry fraud that lead to the global economic crash, the depletion of savings, and the loss of millions of American families’ homes, has settled with three banks over “discriminatory lending practices”.   Our firm, which specializes in…

The foreclosure fraud crisis and the student loan debt crisis spring from the same roots, sharp reduction in borrower protections, heavy lender lobbying influence (via campaign contributions) over elected officials, and a system where loan defaults are more lucrative than performing loans. Unfortunately, in the thick of a presidential campaign, we hear no policy or…

There have been several recent settlements between various federal and state agencies and financial institutions.   You may qualify for some restitution under some of the settlement agreements. Did you know that the Department of Justice settled with Wells Fargo and Countrywide/Bank of America for discriminatory lending practices, giving Black Americans and Latino Americans worse loans…

I have been asked, many times, over the past several years of handling foreclosure defense cases, by friends, family, and other attorneys, what is foreclosure defense? There is routinely a follow up of, “aren’t you just trying to buy people time, isn’t that all you can do?” Sometimes helping a client obtain extra time is…