Articles Posted in Debt Defense

Today, we had our 2013 holiday office party.  After working in the morning, the best supporting cast in the business and I took some time off to share a meal and unwind a bit.  After eating at the Yard House in Gulfstream Park, we drove over to Holiday Bowling Lanes and bowled a couple games.…

The first trial for this case was scheduled in Miami-Dade for January 2013.  I had spent days and nights preparing, refreshing my memory on all the details such as the payment history, acceleration letter, the note and mortgage, mortgage servicer correspondence, court filings, discovery, rules of evidence, procedure and much more.  As I usually do,…

It’s been a few days now since the oral argument was completed in an appeal of one of our foreclosure cases.  Legal issues are rarely cut and dry and while this case seemed to be, it invariably was not.  Months and months of preparation boiled down into 16 minutes of argument and as the buzz…

A 101% Principle Reduction! After a little over a year in litigation, we are proud to announce that we have been successful in helping yet another client obtain a principal reduction. While they are rare, they most certainly can and do happen! Our client came to us with a simple goal, a fair and sustainable loan modification.…

Florida House Bill 87 (Sponsored by Passidomo (CO-SPONSORS) Caldwell; Cummings; Moraitis; Rodrigues, R Florida Senate Bill 1666 (Sponsored by Latvala R-Clearwater) Reasons to oppose these bills “[D]ue process requires that each litigant be given proper notice and a full and fair opportunity to be heard.” Carmona v. Wal-Mart Stores, 81 So.3d 461(FLA 2nd DCA 2011). The bills…

For the fourth year in a row, elected lawmakers in the Florida legislature have introduced a bill designed to bypass your constitutional rights and speed up the process of taking people’s property away and throwing them into the street.  This bill is given a tricky name meant to fool people into thinking it is good for…

HB 87: Henry Trawick, the Godfather of Civil Procedure and the Rule of Law Speaks… “The enactment of §702.015 is useless, unnecessary and will not expedite the foreclosure process. It gives inadequate remedies to persons who may be seriously injured. It does not give any consideration to existing law on several points. The real problem…

For the fourth year in a row, elected lawmakers in the Florida legislature have introduced a bill designed to bypass your constitutional rights and speed up the process of taking people’s property away and throwing them into the street. This bill is given a tricky name meant to fool people into thinking it is good…

In December of 2011, the Department of Justice (DOJ) reached a $335 million dollar settlement to resolve allegations of lending discrimination by Countrywide Financial Corporation.  Countrywide was charged with steering African-American and Hispanic borrowers into loans with higher fees, higher interest rates, or other sub-prime loan features, simply because of a person’s race or national origin.  Skin…

As we review our clients’ online docket and/or official records search results each week during this holiday season, we can’t help but think that so many will not be able to spend time with family or loved ones or otherwise enjoy the holidays like they have in years past because of a variety of financial…